Paytm KYC Trick 2020 – Complete Full KYC Online At Your Home With Aadhar OTP

Paytm KYC Trick 2020: Paytm is Offering Biggest Trick In This Diwali. You can Complete Full KYC At Your Home With Aadhar OTP only. This is Best Method To Get Full KYC Account. So You Can Use This Method Now

Paytm KYC Trick 2019

Paytm KYC Trick Details

  • Verify Your Aadhar Card
  • Complete KYC at Your Home
  • Valid For All Users

Trick To Complete Full KYC Using Aadhar OTP?

1. Click Here To Install Paytm App

2. Login Your Old Mini Kyc Account

3. Now Go to Dashboard

4. Than Goto Profile Section

5. Click KYC Upgrade Your Account

6. First Enter Your Aadhaar Card 12 Digits Number & Aadhaar Registered Name

7. Now You Will Receive an OTP on Aadhaar Registered Number

8. Now Enter Your Marital Status, Profession, Your Put Your Father & Mother Name. You Can Enter Your Pan Card Number Or Skip This

9. Now Your Paytm Will Fully KYC Verified

10. You Can Use The Only Wallet. Wallet Limit 2,00,000 Per Year

11. If You Want To Use Paytm Bank Options You Have To Make Paytm Full KYC By Paytm Agent

Other Methods To Complete Full KYC?

To become a Full KYC customer, you need to complete in-person verification in any of the following ways for Paytm KYC Trick 2020 :

1. Aadhaar based KYC at your Nearby KYC Point: You can find Nearby KYC points by tapping on http://m.p-y.tm/kyc on your smartphone or visiting this link on your browser. You may also tap on the Nearby icon on the blue strip at the top of Paytm App Home page. You need to carry your Aadhaar and PAN* for verification. You will need to verify your Aadhaar biometrically.

2. Aadhaar based KYC at your Doorstep: This is in pilot phase and has been rolled out to limited users in select locations. In case you are part of the pilot exercise, you will find this option by tapping on http://m.p-y.tm/kyc Else, you may visit the KYC point nearest to your location.

3. KYC without Aadhaar: This facility is available only at select locations as RBI guidelines require verification of original documents to be done only by our employees. You can find the schedule of our employees by going to http://m.p-y.tm/NoBiO You will need to provide your PAN* and any ONE of the below Govt. issued Address Proof documents in original: Driving License / Voter ID / Passport / NREGA Job Card.

In case you don’t have PAN, our representative will assist you in providing a Form 60 declaration as per RBI guidelines.

Some important points to note:

  • In addition to Aadhaar & PAN, our representative will also click your picture from our authorized KYC Android app. Some additional details around parent & spouse name, occupation and income are also needed as part of CERSAI and RBI guidelines.This post is all about Paytm KYC Trick 2019.
  • Currently KYC can be done only for Indian citizens, Indian residents and Tax residents of India and of no other country who are above 18 years of age. We will be enabling KYC for minors & foreign residents soon.
  • You can choose to use Full KYC for upgrading your Wallet & Opening Savings Account, only upgrading your Wallet or only opening your Savings Account.

What is Full KYC and What are the Benefits of Completing Full KYC?

You can become a full KYC customer once you complete your in-person verification. By becoming a full KYC verified customer, you will get the following benefits:

  • The amount of money you can hold in your wallet gets upgraded from ₹10,000 to ₹1,00,000
  • No spending limit on your wallet
  • can transfer money to any other wallet or bank account
  • You become eligible to open Paytm Payments Bank Savings Account

What is Minimum KYC and What are the Benefits of Completing Minimum KYC?

As per RBI guidelines, you to need do complete Minimum KYC to activate your wallet. In order to complete Minimum KYC you need to provide your Name and Unique identification number of any of Passport, Voter ID, Driving License or NREGA Job Card.

  • Minimum KYC allows you partial access to benefits of Paytm Wallet. With you minimum KYC wallet you
  • Can pay to 12 Million+ Merchants who accept Paytm
  • Can pay online on any app/website
  • Maintain balance up to ₹10,000 per
  • send money to a friend’s
  • transfer money to the
  • keep the balance of up to ₹1,00,000
  • Cannot open Savings Account

As per RBI guidelines, Minimum KYC is valid for 24 months only. To get complete benefits of wallet and to continue usage beyond 24 months, you need to complete your Full KYC.

What are the Benefits of Opening a Savings Account with Paytm Payments Bank?

Some of the key benefits of Savings Account are as follows:

  1. Get Balance Account with 4% interest
  2. Auto-sweep Fixed Deposit with upto 7.60% interest
  3. Break FD anytime without any penalty charge
  4. Unlimited and FREE Bank to Bank money transfer
  5. FREE digital Debit Card for all your online shopping
  6. Platinum Debit Card/ATM card with free airport lounge access

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